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国家和地方政府不断出台整改网贷行业的相关政策

来源: 未知  2016-05-05 杭州信息之窗
(首库金融办公地址:广州体育西路中石化大厦)
据了解,首库金融于1月与广东华兴银行共同签署了资金存管战略合作协议,4月初完成了技术对接,并于5月4日正式上线。从签约到完成技术对接,只历时数月,相比其他平台,首库金融的进度可谓迅速,也体现出其对资金安全管理的重视程度和对用户负责任的态度。邓强表示,首库金融华兴银行采用的是银行直连的合作模式当借款人和投资人在首库金融平台注册账户后,按照流程步骤,只需在华兴银行系统中注册一个E账户,两个账户就可以做到一一对应。用户的投资和还款操作,银行都会及时将信息反馈给用户进行确认,并按照用户的操作指令进行资金划转,真正实现平台资金与用户资金分账管理,使用户资金永远存管于银行中,平台无法接触资金。他还强调,“资金存管是网贷行业的发展必经之路,是一把检验平台是否合规,是否受到法律监管的标尺,也是一家良心企业的重要表现。
另外值得一提的是,为了提高用户的投资信心,让投资人了解自己投资资金的流向,未来首库金融会把标的以视频介绍的形式呈现给投资人,包括借款人的基本信息、抵押质押物、还款来源等相关重要信息,充分展现标的项目的真实性、透明性,避免了有发布虚假标的嫌疑。据首库金融首席风控官周展介绍,这是一种新颖的风险展现形式,因为视频介绍能够多方面展现融资人的详细信息,进一步扩大了发布标的的透明度,而且在业内也是首次出现,也是我们坚定只为用户提供信息服务的决心表现。
首库金融银行资金存管系统上线,除了有助于平台自身规范发展,为投资人增加资金安全保障外,更是增强了业内对P2P行业未来发展的信心,以及助力P2P行业净化和健康发展,推动国家普惠金融计划实施。
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国家及地方政府接连出台互联网金融的监管政策细则,显然地,“规范”“安全”是2016年网贷行业发展的主基调。首库金融若能坚持履行互联网金融监管要求,凭借着多媒体创新展现的发展方式,及秉承诚信、务实、敬业、创新的经营理念,相信在未来的发展路上,定能打造出全新的P2P理财平台,以达“自由理财,众成首富”的企业使命。

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